January
The first part of January may find you changing the light bulbs rather than changing the world, but I am a big believer in practical magic.  Set some achievable goals this New Year, and when you reach them, set some more! If you find yourself stuck inside, re-arrange the furniture and dust off your altar and re-new it with fresh magic.  The energy will be about putting one foot in front of the other, regardless of the cosmic terrain. Consistency isn't sexy, but it is highly effective, and a well earned reward is twice as sweet.
The energy will be shifting big time with the February New Moon, and having a solid foundation to work from will give you a big advantage. So use this quieter time to plan and do somethings you have to do, because when this train starts moving next month, you might not be able to catch your balance as easily as now.
Everybody's love language is acts of service this month , so give and receive easily.
Page Pentacles x Queen Pentacles

February
Wow! Some of us are going to have to do some spiritual weightlifting this month. There's going to be a dance, or shall we say a throw down, between what you can control and what you can't! Don't worry, things will work out in the end. Nothing ever happened without actually doing it, so have faith and move forward even if there isn't a guaranteed outcome. This is where perspective is really important. A hopeful attitude will allow you to put your art in the world or build your business or make the first move with someone. What happens after that is not in your control. This interplay between self and world will be very apparent this month.
Here are some key phrases for February:

• Control what you can and let go of what you can't. 
• Build it and they will come.
  
• Take a risk for happiness!
  
• Go for it!
  
• Most things of value in life required some risk to achieve them. 
  

This intersection between what we can control and what we can't is real fertile ground for growth.  And Just remember, when something doesn't work out as planned, there is often a bigger hand at work.

Chariot x Hanged Man

March
 This entire month is about moving from a setback to celebrating a win! If it didn't work out last month, continue to move forward anyway.
And as in February, perspective will be critical.  If something falls through or doesn't happen, don't stay in the 'why me' for too long. Keep moving. What looked like a loss will, in hindsight, end up being a win. The first 3 months of this year all have this theme. The future is where the fun is! And by the end of the month you'll definitely have something to celebrate. Just remember, nobody wants to read the story about the person born into privilege who had it easy. We all love a transformational journey and 'overcoming' is where the growth is. By April you may find yourself partying with  some like minded , kind hearted folks who are on the same journey as you. Go out and find them! Let them know you exist.
3 Swords x 4 Wands

Here is a budget sheet I have been working on for months! Click the link under the form to download it.
I have found it really useful to organize my thoughts around where my money is going. The section labeled 'sinking funds' is for expenses you know are coming, like the holidays. You estimate how much you need and divide it by 12 and that becomes a monthly short term savings...a sinking fund. I hope you find this useful. xxoo Xtina

If you are interested in your Lunar New Year forecast by animal, read on!
I’ve researched several sources and compiled the highlights! Starting on Feb. 17, 2026 it is the Year of the Fire Horse.

A Fire Horse Year is ,well, fiery. The last Fire Horse year was in 1966. Then, as now, society was in dynamic flux!
Individually, inspired action, ambition and passion mixed with  a need for expression and a compulsion to move can lead to a year that is very intense! We will all need to buckle our collective seat belts and get ready for a wild ride. What that ride is will depend on your animal sign!


The Rat
Those born into the 1st sign will be friend magnets this year! But hold steady, don’t purposely rock the boat. This is not the year for taking a gamble on…anything. The advice: “Don’t risk what you can’t afford to lose” has never been truer than for the Rat in 2026.  Don’t take love or money for granted this year! Hold both close and give them the respect they deserve and you will be alright. Luckily Rat folks should have a strong constitution in 2026.

The Ox
“Everything is workable” is the Ox mantra for 2026. As you move through the year, let the good times roll…but don’t let them roll over you! Lifestyle needs to be refined. Extravagance is out, thrift is in. You will have enough…of money, of love and of health. ‘Enough’ may not sound sexy but it is solid and gives you a platform to work from. If you run into obstacles or unexpected expenses…be prepared. Budgeting well will be a super power this year and if you choose to not invest some time and energy into your finances, well, don’t say I didn’t warn you! Love will be around but it also needs to be expressed to live! Communication is magic.

The Tiger
Roaaaar! 
That’s what Tiger people will feel like doing because so much good stuff will be rolling  into their life this year!  It is  one of the best years out of the last 12. The year of the Fire Horse will bring lucky breaks and unexpected opportunities…so get ready! Have your bags packed and ready to go and keep your eyes open for that next investment. Money should flow in, but don’t be frivolous, the tide will go out again later.  If you are single, get out and mingle. Tigers have good love luck this year. 


The Rabbit
2026 should be much better than 2025! The road is open for you this year and there will be many helpers along the way, but people need to know you exist or are interested.  You can’t just sit there and wait for connection. You will be blessed if you are brave and initiate contact…in love, friendship or career! Have fun but don’t party too hard or your body will let you know. You will have enough money this year, but it will be well earned. Give every dollar a job and you will be ok.

The Dragon
2026 should be a progressive year for the Dragon…with a dash of spiciness. First things first, do not engage in drama this year! Dragons need to prioritize self care in 2026 and staying out of other peoples’ business. Having strong personal boundaries will help keep stress levels down. You may be called upon to take a leadership position this year, either in business or relationship (or both) and to do that well, you need to maintain some distance from the thing. Your sensitivity and diplomacy are wonderful and healing to others this year, but you also need these for yourself! Love will come in, but you may have to be the emotional leader.

The Snake
Snakes will feel increasing energy throughout 2026. Because Bodies in Motion Stay in Motion, snakes will shake free from inertia and start to move this year. You will easily shed old and outdated habits or patterns (and maybe even people, places and things!) The energy of the year of the Fire Horse will facilitate personal breakthroughs and help Snakes burn through blockages. You’ll have tons of personal magnetism this year, so go out and find that certain someone (or something)!

The Horse
It’s the year of the Fire Horse so burn baby,burn! It’s your time to zap away pesky hindrances and find new personal freedom. Run with the wind in your hair and stars in your eyes. In 2026 don’t let small things be big things, especially in relationships. Be a big picture thinker and don’t get caught up in minutiae. Obstacles may arise, but by overcoming them you set yourself up for success later. Money should be steady this year. Commitment will be on the table for single Horses in 2026.

The Goat 
This should be a harmonious year for all 8th Sign people (known as the Goat, Sheep or Ram). Be prepared for new opportunities and lucky breaks! You may meet an awesome new friend, helper or mentor this year, and there shouldn’t be many obstacles crossing your path. Quality, not quantity, is the name of the game in love! A significant relationship may form for many single Goats this year. Spiritual exploration may be calling, so go and try to find some answers.

The Monkey
If 2026 starts out like being stuck in traffic, don't lose heart! Everything will loosen up and start working out as the year goes on. If you are a single sapiens, chance will be on your side in love, especially in the second half of the  year. The next twelve months with have lots of twists and turns. A  focus on longer term planning will pay off big time. If you are trying to make a decision, ask yourself, 'What would my future self thank me for?"

The Rooster
2026 is a year to take a chance in love...not with money! Roosters will be showered in the sparkly light of the lucky love star this year. If you've been lookin' for love, this is the year to find it! Don't settle for a 'situationship', because you will have better/more opportunities for connection than usual in 2026.
Although business looks stable, money will be well earned. Watch every penny (oh wait, I guess that would now be a nickel?) and make sure you know where all of it is going. This is not a year to speculate.

The Dog
2026 will be an outstanding year for the Dog. Progress, growth and success are possible, but will be well earned! Some dogs will earn alot of money this year, helped along by the mysterious machinations of fortune. Travel will bring positive experiences that may have long term effects.
Relationships will benefit from real investment. Dividends will be exponential! There are strong patterns of new relationship flowing into 2026 for singles. 

The Pig
Although the energy of 2026 is going to be very dynamic, even explosive, keeping it low key is the best road to take for the pig this year! This is especially true in love. If it is meant to be, it will be. Don't knowingly engage in drama!
In general, the horse will help the Pig this year, so don't worry too much if things don't go to plan. Being flexible, but persevering and clear about your direction, will go far. Your career looks good, even progressive, and there is a chance to make more money in the second half of the year.