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Here is a budget sheet I have been working on for months! Click the link under the form to download it. I have found it really useful to organize my thoughts around where my money is going. The section labeled 'sinking funds' is for expenses you know are coming, like the holidays. You estimate how much you need and divide it by 12 and that becomes a monthly short term savings...a sinking fund. I hope you find this useful. xxoo Xtina
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AuthorHello! I am Xtina, an intuitive tarot reader based in the Pacific Northwest. 'Tarot Communique' is a space for my musings, inspirations and whatever else that comes up that I'd like to share! xo Top Blog Posts
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December 2025
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