I am always really interested in the intersection of free will and destiny. As a tarot reader I work at the edge of this border constantly.  When I do a reading for someone, I receive information about the most likely outcome, but I always tell people if you don’t like what this reading says you have free will and you can change it. We are not victims of life, but partners.
This little money ritual I’m gonna give you works in that realm ...there’s a practical side and there’s a magical side and the two together seem to work really well. 
This spell is especially powerful if you are flat broke. It switches the energy from desperation to stability. I literally saved hundreds of dollars like this and it started me on my path of frugal living and substantial savings. I now have a IRA and then some, And it all started with this little spell. You can do this. And don’t care if the people at the bank think you’re weird because your money has a hole in it and it smells like cinnamon. Good luck! 
This is a variation of a money spell  from the book Silvers spells for abundance by Raven Wolf.

All  you need is a receipt spindle and some cinnamon.

Every evening at dusk take out any dollar bills you have and stack them on the spindle and sprinkle a little cinnamon on them and say the chant.... 


I am fortunate
I am successful
I am positive abundance and prosperity
make it so.

You can keep collecting the bills until they reach a certain amount and then put them in your savings account or you can create a magical money box that even adds more energy into attracting more dollar bills. But the important thing is to always leave one dollar every time you remove the money to put them in your savings. 
Although this sounds simple,  it has a powerful effect because like attracts like.  When money exists in your life, it holds energy. When you go from a place, like I was, with no extra money  or savings at all, there is a background anxiety that nags at you constantly.  Having an emergency account will take  away that background stress. It will free up energy to  get creative on how to save or earn even more money!I found myself more inspired to save money once I had money saved.I actually have a YouTube channel now called the practical magic of frugal living that you can check out to see what I do to save money. It’s sort of like a thing in motion stays in motion and a thing at rest stays  at rest. Like attracts like!
(40% of Americans have less than $400 in savings!
Don't join this sad club.)
Even if you’re broke as can be, you can get this much savings and much more by working with some mindfulness and magic.   And all of the inspiration starting from doing this money spell can make you feel in control of your life once you have a  bit of savings. Then you can just keep focusing and making the money collection bigger. 

Good Luck and may you collect dollars instead of clutter!

April
April is a month for getting things done!  The combination  of the elements of fire and earth  is  powerful! The energy of the nine of wands rallies up stamina, perseverance, determination and also inspiration. Many of you may have been working on something or toward something that is going to culminate this month.  If you’re feeling at your wits end about something because you feel like you’ve been putting energy into it and you’re not seeing an outcome, don’t give up! You are about to jump into new territory and you will be noticed for your hard work and also be rewarded. The three of pentacles portends achievement, but it’s always well earned support and financial gain. Don’t be afraid to work for what you want, especially in April. A positive message is arriving, saying we all get what we deserve in the end, but sometimes you just have to give it that last push to get there. 
These are not particularly romantic energies but there is a happy indicator  for those of you who have recently gone through a hard time in love. Being engaged in your life and working towards a goal will set you on a new course and Bring in fresh magic. Hang in there!
3 pentacles x nine wands

May
 Open your eyes! Look up!  Something you want is waiting for you, but you’re looking in the wrong places or are telling yourself a false story. A spark of something new has been burning right next to you for a long time but for some reason you haven’t turned to look at it and Stoke it. What will it take for you to see what is waiting for you? I have some suggestions. Change your routine . Start something new. Pay attention to your spiritual life. Make a new friend. Be aware of the story line that’s running in your head about you and your life and what’s possible.  Ask the universe for what you really want or pray for it if that is your jam. Remember, the only thing that is known and unchangeable is what has already happened. The future holds literally endless possibilities, but the place you have to start is now. What’s that one change you can do to find  your new desire?  ❤
Page wands x four of cups

June.
June could be absolutely fabulous! For many of us, an important situation  is going to wrap up exactly how we wanted it and bring in a new era of well-being and stability. The World card and the Ace of Pentacles  are ruling this month. Both of these cards are very powerful. Often times this ace brings a successful healing to a situation that has to deal with either our bodies or our finances or our homes. 
An Ace is a new road filled with unlimited potential but you have to use your free will to choose to start walking down this road. If you do it, it will change things in your life. If we’re talking about health this means that you commit to a new and positive lifestyle,  if you’re talking about money you commit to saving and/or bringing in money. The synergy of this Ace with the World card  adds another level of meaning. Sometimes the world part is called the happily ever after card, but it always represents this is the end of a journey. So there’s an added message of it’s time to commit to the new path because the old path has run its course. You learned a lot and now you are in a better place and the new chapter is beginning. 
The World x Ace of Pentacles